Основные тенденции развития современного российского страхового рынка

Наталия Васильевна Комарова

Authors

Наталия Васильевна Комарова St. Petersburg State University, 7–9, Universitetskaya nab., St. Petersburg, 199034, Russian Federation

Abstract

The main stages of the modern Russian insurance market formation and thorough trend analysis of its development during the last decade are presented in the article including the following topics: insurance premium and insurance indemnity growth, obligatory insurance market share increase, branch structure imbalance of voluntary insurance, growth of insurance volume, concentration step-up of the insurance market, collection decrease of insurance fee in GDP. The processes resulted in the drop of the insurance importance in Russia are analyzed as well. Further development of insurance in the country depends on the State growing needs in insurance defense against operational risks of dangerous and nuclear objects, agricultural, investment and political risks. Long-term funded life insurance is emphasized as a powerful element of social protection.

Keywords:

insurance market, insurance premium, insurance indemnity, obligatory insurance, insurance defense

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Author Biography

Наталия Васильевна Комарова, St. Petersburg State University, 7–9, Universitetskaya nab., St. Petersburg, 199034, Russian Federation

PhD in Economics, Associate Professor

References

Литература на русском языке

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References in Latin Alphabet

Translation of references in Russian into English

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